Disclaimer

DISCLAIMER, TERMS OF USE & PRIVACY POLICY

Effective Date: June 2026

Welcome to www.sandeepjadwani.com (“Website”).

This Website is owned and operated by Sandeep Jadwani, ACSI, CIB (“we”, “us”, “our”). By accessing, browsing, subscribing to, or using this Website, you acknowledge that you have read, understood, and agreed to the terms contained in this Disclaimer, Terms of Use, and Privacy Policy.

  1. ABOUT THIS WEBSITE

This Website is a personal platform dedicated to financial education, financial coaching, financial literacy, wealth-building concepts, personal development, wellbeing, market commentary, thought leadership, media contributions, articles, publications, presentations, and related educational content.

The purpose of this Website is to help individuals improve their understanding of financial concepts and make more informed decisions through education and coaching.

Nothing contained on this Website should be interpreted as personalised financial advice or a regulated financial service.

  1. IMPORTANT REGULATORY NOTICE

Sandeep Jadwani provides financial coaching, financial education, mentoring, speaking engagements, workshops, training, and informational content through this Website.

The services offered through this Website do not constitute: Investment advice; Financial advice; Wealth management services; Financial planning services; Portfolio management services; Securities research; Brokerage services; Asset management services; Tax advice; Legal advice; or Any other regulated financial service.

No personalised investment recommendations are provided through this Website.

Any discussion relating to investments, markets, securities, funds, ETFs, bonds, private markets, structured products, real estate, cryptocurrencies, asset allocation, portfolio construction, financial products, or investment strategies is provided solely for educational and informational purposes.

Nothing on this Website should be relied upon as a recommendation to buy, sell, hold, subscribe for, or otherwise transact in any financial instrument or investment product.

Visitors should seek independent professional advice from appropriately qualified and licensed professionals before making financial, investment, legal, tax, or estate-planning decisions.

  1. NO ADVISER-CLIENT RELATIONSHIP

Your use of this Website does not create:

  • An investment advisory relationship;
  • A financial adviser-client relationship;
  • A fiduciary relationship;
  • A portfolio management relationship;
  • A wealth management relationship; or
  • Any professional services engagement.

Accessing the Website, subscribing to newsletters, downloading materials, attending webinars, participating in coaching sessions, submitting enquiries, or communicating through the Website does not establish any regulated advisory relationship.

Any regulated financial services, where applicable, are governed separately through appropriately licensed entities and independent contractual arrangements.

  1. PERSONAL VIEWS AND OPINIONS

Unless expressly stated otherwise, all articles, publications, commentary, interviews, podcasts, videos, presentations, social media content, market observations, and opinions expressed on this Website represent the personal views of Sandeep Jadwani.

Such views should not be interpreted as the views, opinions, recommendations, or positions of:

  • Any current or former employer;
  • Any affiliated entity;
  • Any financial institution;
  • Any regulator;
  • Any professional association;
  • Any media organisation; or
  • Any business partner.

References to professional experience, industry observations, or market developments are provided solely for educational and informational purposes.

  1. NO GUARANTEE OF RESULTS

Financial outcomes depend upon numerous factors, including market conditions, economic developments, investor behaviour, taxation, regulatory changes, liquidity conditions, and individual circumstances.

Accordingly:

  • Past performance is not indicative of future results.
  • Historical returns do not guarantee future performance.
  • Illustrations and case studies are hypothetical unless expressly stated otherwise.
  • Forecasts, projections, estimates, and opinions may prove inaccurate.
  • Any investment may result in gains or losses, including loss of principal.

No representation, warranty, or guarantee is made regarding future performance, investment outcomes, financial results, or achievement of personal objectives.

  1. INVESTMENT RISK WARNING

All investments involve risk.

Investment values may rise or fall, and investors may lose part or all of their capital.

Certain investments may involve:

  • Market risk;
  • Credit risk;
  • Currency risk;
  • Liquidity risk;
  • Interest-rate risk;
  • Concentration risk;
  • Counterparty risk;
  • Political risk; and
  • Regulatory risk.

Any references to specific investments, sectors, themes, securities, asset classes, or strategies are illustrative only and should not be considered investment recommendations.

  1. ACCURACY OF INFORMATION

Reasonable efforts are made to ensure information published on this Website is accurate and current.

However, no representation or warranty is made regarding:

  • Accuracy;
  • Completeness;
  • Reliability;
  • Timeliness; or
  • Suitability.

Markets, regulations, tax laws, economic conditions, and investment environments change frequently.

Information may become outdated without notice.

You should independently verify all information before relying upon it.

  1. THIRD-PARTY CONTENT AND LINKS

This Website may contain links to third-party websites, publications, products, services, platforms, articles, or resources.

Such links are provided solely for convenience and informational purposes.

We do not control or endorse third-party websites and accept no responsibility for:

  • Their content;
  • Their availability;
  • Their accuracy;
  • Their privacy practices; or
  • Any loss arising from their use.

Users access third-party resources entirely at their own risk.

  1. INTELLECTUAL PROPERTY

Unless otherwise stated, all content appearing on this Website, including:

  • Articles;
  • Publications;
  • Research;
  • Graphics;
  • Branding;
  • Logos;
  • Videos;
  • Presentations;
  • Downloads;
  • Written materials; and
  • Educational resources

are protected by intellectual property laws and remain the property of Sandeep Jadwani or the relevant rights holder.

No content may be reproduced, distributed, copied, republished, modified, transmitted, sold, or exploited without prior written permission.

Reasonable sharing with proper attribution is permitted for non-commercial purposes.

  1. LIMITATION OF LIABILITY

To the fullest extent permitted by applicable law, Sandeep Jadwani shall not be liable for any direct, indirect, incidental, consequential, special, punitive, or economic loss arising from:

  • Access to this Website;
  • Use of this Website;
  • Reliance on any information contained herein;
  • Errors or omissions;
  • Technical interruptions;
  • Third-party content; or
  • Decisions made based on Website content.

All use of this Website is entirely at the user’s own risk.

  1. PRIVACY POLICY

We respect your privacy and are committed to protecting personal information.

Information collected may include:

  • Name;
  • Email address;
  • Telephone number;
  • Company information;
  • Information voluntarily submitted through forms;
  • Newsletter subscriptions; and
  • Website analytics data.

Such information may be used to:

  • Respond to enquiries;
  • Deliver newsletters;
  • Provide educational content;
  • Improve Website functionality;
  • Conduct analytics and performance monitoring; and
  • Maintain security.

We do not sell personal information to third parties.

Information may be disclosed where required by law, regulation, court order, or governmental authority.

By using this Website, you consent to the collection and processing of information in accordance with this Privacy Policy.

  1. COOKIES

This Website may use cookies and similar technologies to enhance user experience, monitor Website performance, and understand visitor behaviour.

Users may disable cookies through their browser settings; however, certain Website functions may be affected.

  1. SEPARATION FROM PROFESSIONAL ACTIVITIES

This Website operates as a personal educational and coaching platform.

Any references to professional qualifications, media appearances, professional experience, industry roles, awards, recognitions, or business affiliations are provided for background and informational purposes only.

Unless expressly stated otherwise, educational and coaching services offered through this Website are separate from any regulated financial services that may be provided through licensed institutions or regulated entities.

No content on this Website should be interpreted as being issued, approved, endorsed, or sponsored by any regulated financial institution.

  1. GOVERNING LAW

This Website shall be governed by and construed in accordance with the laws of the United Arab Emirates.

Any dispute arising from or relating to the use of this Website shall be subject to the exclusive jurisdiction of the competent courts of the United Arab Emirates.

  1. CONTACT

For enquiries regarding this Website, please contact:

Sandeep Jadwani, ACSI, CIB
Founder – Invest with Intent
Dubai, United Arab Emirates

Website: www.sandeepjadwani.com

IMPORTANT NOTICE

The content on this Website is provided solely for educational, informational, coaching, and financial literacy purposes. It does not constitute investment advice, financial advice, legal advice, tax advice, portfolio management services, or a recommendation to buy or sell any financial instrument. No personalised investment advice is provided through this Website. Visitors should seek independent professional advice before making financial or investment decisions.



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